231 S.W. 1035 ELEANOR R. HAY, et al., Appellants, v. BANKERS LIFE COMPANY, Respondent. St. Louis Court of Appeals. Opinion Filed June 7, 1921. 1. INSURANCE: Assessment Plan: Limitations Clause in Certificate: Waiver. In an action on a benefit certificate, a clause in the certificate which required suit thereon to be commenced within one year […]